Experiencing a car accident is stressful and often scary, but it’s important to stay calm and focused. Knowing what to do in this unpleasant situation can help you handle it well. Here’s what to do following a car accident.

4 Steps To Do After A Car Accident

Step 1: Safety First After An Accident

Whether the accident was minor or serious, your first concern should be safety. If possible, move any affected vehicles to a safe place out of traffic. Turn on the hazard lights, and turn off the vehicle. If you have them, use cones, flares, or warning triangles.

Step 2: Get Help

Check for any injuries among the people involved. Call an ambulance if someone needs medical attention or if you are unsure about whether or not someone was injured. Next, call the police, even for minor accidents. Police reports are an important part of the claim process because they help establish who was at fault and make it easier for insurance companies to handle claims.

Step 3: Collect Information for the Police and Insurance Company

Gather as much information as possible from the scene for the police and for your auto insurance claim. This should include the names and contact information of other people involved, vehicle descriptions, driver’s license and license plate numbers, policy numbers and insurance companies, eyewitness names and contact information, accident location, and the police officer’s name and badge number. If it’s safe to do so, take pictures of the vehicles and scene. Avoid signing anything unless it’s for the police or your insurance company in Calgary. Never admit fault at the scene.

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Step 4: Contact Your Calgary Insurance Company

Notify your insurance company in Calgary immediately after an accident. Often you can begin the claims process with insurance companies while still at the scene, especially if you have auto insurance in Calgary.

Stay calm, and follow these steps if you are in a car accident to get the help you need.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].

Having your home invaded is difficult and unpleasant, but it can happen to anyone. Knowing what to do helps take some of the stress out of the situation. Follow these steps from insurance companies in Calgary if you experience a break-in.

Home Insurance Tips On How To Handle A Break-IN

  1. Do Not Confront the Burglar
    If you arrive home to discover it was broken into, don’t go inside. The burglar might still be there or you could disrupt criminal evidence. Call the police immediately and wait for them to determine the scene is safe. If you’re at home when the break-in happens, find a safe location immediately, preferably one that’s outside the house. Contact the police immediately, and don’t try to confront the burglar.
  2. File a Police Report
    After the police arrive and secure the scene, it’s time to begin the police report. Determine what items were stolen and the extent of the damage. Provide the police with any information you have about the event, such as footage from an alarm system. Insurance companies in Calgary often use this information when they process claims.
  3. Contact Your Insurance Company in Calgary
    Notify your home insurance company within 24 hours of a break-in to start a claim. They can help you recover the value of the stolen items. Give the insurance company all the information they need to complete the claim.
  4. Clean Up After the Break-In
    Once the police file their report and the Calgary home insurance claim is in process, it’s time to clean up the damage. Put away any items that were strewn about, remove markings from walls, secure broken windows or doors, and do everything you can to get your home back to normal.

Use these steps after a break-in to initiate a home insurance claim and return order to your home as quickly as possible.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].