Name: Lakeview Insurance
Address: Calgary, AB
Telephone: 403-287-2521

If you want the best insurance without any hassles, then maybe it is time to talk to an insurance broker. Unlike insurance agents, brokers do not work for a given insurance company. Instead, these brokers work for the client, helping match each client with the best policies available.

Four Benefits Working With An Insurance Broker

You Can Save Money by Trusting Insurance Brokers

An insurance broker can save you money. These brokers know how to find the best policies, and they know how to match your needs very specifically. This keeps you from buying extraneous coverage, and it can also help you find policies you might not have known about otherwise.

Get Your Coverage in Place Faster with an Insurance Company in Calgary

Most people are novices when it comes to the insurance industry. If you try to do the work with an insurance company in Calgary by yourself, then it is likely to be a more tedious process. Working with a broker, on the other hand, can expedite the process. A broker is your best bet at securing fast coverage now.

Purchasing Insurance Can Be Stress-Free with a Broker in Calgary

Finding the right policy at the right price can be very stressful. You may worry that you are paying too much or that you are not getting enough coverage. Instead of spending your time worrying, you should work with a broker now. A broker can handle the stressful parts for you.

Trust that Someone Is On Your Side When You Hire a Broker

The insurance industry does not have a great reputation. If you really want someone on your side, then work with a broker. A broker is your partner in the insurance industry, which can give you confidence moving forward.

Lakeview Insurance Brokers Ltd. has been a highly dedicated member of the Independent Brokers Association of Albert and has been family-run since 1979. Our brokers take the time to ensure you get the best policy that suits your needs. Contact us today to get started at 403-287-2521 or send an email to [email protected].

Home insurance in Calgary is important. You need to keep your home protected in case of the unexpected, and in Calgary that means snowstorms, winds, extreme heat and way more. However, the costs associated with your plan does not have to be unexpected. Instead, you can take control of your premiums by looking into these five cost-saving measures.

4 Ways To Save Money On Your Calgary Home Insurance

Save More by Bundling Your Calgary Home Insurance

You can usually reduce your premiums when you take out multiple policies with the same Calgary insurance company. This means that you use the same company for your homeowners insurance, auto insurance and more. The more policies you bundle, the more you can probably save.

You Can Reduce Premiums by Raising Your Deductible

The second way to get your premiums in check is to change the nature of your policy. In most cases, you can pay less each month when you raise your deductible. Some people like the peace of mind of a lower deductible, but it comes at a cost. If you want to save money now, look into upping your deductible instead.

Control Your Insurance Costs by Improving Your Home and Upping your Security

The next two tips to save on home insurance in Calgary are related. The more secure your home is, the less risky it is to your provider. Therefore, when you invest in certain home upgrades, you may get an insurance break. Similarly, if you install a security system, then you may be eligible for further cost reductions. Sometimes spending more on your home means you’ll be getting back more in the long-term.

Manage Your Premiums by Shopping Around

The last way to make sure your premiums are low is to shop around. There are options for a Calgary insurance company. Check out all the prices, and pick the one that works for you.

Experiencing a car accident is stressful and often scary, but it’s important to stay calm and focused. Knowing what to do in this unpleasant situation can help you handle it well. Here’s what to do following a car accident.

4 Steps To Do After A Car Accident

Step 1: Safety First After An Accident

Whether the accident was minor or serious, your first concern should be safety. If possible, move any affected vehicles to a safe place out of traffic. Turn on the hazard lights, and turn off the vehicle. If you have them, use cones, flares, or warning triangles.

Step 2: Get Help

Check for any injuries among the people involved. Call an ambulance if someone needs medical attention or if you are unsure about whether or not someone was injured. Next, call the police, even for minor accidents. Police reports are an important part of the claim process because they help establish who was at fault and make it easier for insurance companies to handle claims.

Step 3: Collect Information for the Police and Insurance Company

Gather as much information as possible from the scene for the police and for your auto insurance claim. This should include the names and contact information of other people involved, vehicle descriptions, driver’s license and license plate numbers, policy numbers and insurance companies, eyewitness names and contact information, accident location, and the police officer’s name and badge number. If it’s safe to do so, take pictures of the vehicles and scene. Avoid signing anything unless it’s for the police or your insurance company in Calgary. Never admit fault at the scene.

Step 4: Contact Your Calgary Insurance Company

Notify your insurance company in Calgary immediately after an accident. Often you can begin the claims process with insurance companies while still at the scene, especially if you have auto insurance in Calgary.

Stay calm, and follow these steps if you are in a car accident to get the help you need.

Insurance brokers are an important part of the insurance industry, but many consumers don’t really know what they are or what they do. If you fall into that category, keep reading to learn about insurance brokers in Calgary.

What are Calgary Insurance Brokers?

An insurance broker provides you with financial advice and products. Typically, they have established relationships with a variety of insurance companies in Calgary and can help you find the insurance products those companies offer that best meet your needs. Some insurance companies in Calgary have insurance agents that work directly with customers. These agents are different from insurance brokers because they are employees of a specific insurance company.

Where Can I Find an Insurance Broker in Calgary?

The best way to find a good insurance broker is usually to ask your friends and family for recommendations. If they have a broker they work with and recommend, that’s a great place to start. You can also check online or in the newspaper.

How Do I Know if the Insurance Broker is a Good One?

While there’s no way to know for sure if the insurance broker you’re interested in will provide you with good service, asking the right questions can help you gauge your compatibility. Start by asking about their qualifications and make sure they are a registered professional with a degree from a respected university. Next, find out about their experience. The broker should have experience both in the insurance industry in general and in the specific type of insurance you need. Make sure they offer the services you need as well. If you want both car and life insurance, meet with a broker who is capable of providing both instead of just one.

Working with insurance brokers in Calgary can help you find the right insurance to meet your specific needs.

Filing an insurance claim can seem like a daunting task because you may not have done it before. Thankfully, it doesn’t have to be a difficult process; a little planning and knowledge about the process can boost your confidence. Here’s how to file a claim with insurance companies in Calgary.

5 Steps To Making A Claim With A Calgary Insurance Company

1) Determine the Type of Claim

The first thing to determine is what type of claim to file. Often this is straight forward. If your car was damaged in an accident, file an auto insurance claim. If your home was broken into or damaged, file a claim for home insurance in Calgary. Depending on the type of claim you file, the process varies a little, but the basic structure is similar.

2) Contact the Authorities

The first thing to do in the case of an accident, injury, or damage is to contact the proper authorities. Often this is the police, but it may also be a contractor who can assess the damage to your home and provide a quote for repairs.

3) Document the Damage for Calgary Home Insurance

Resist the urge to get things back to normal as quickly as possible; you’ll need to carefully document the damage to your home, vehicle, or property. Take pictures or video of the damage.

4) Contact Calgary Insurance Companies

Contact your insurance company immediately to start the claim process. Usually the easiest way to do this is by making a phone call, but many insurance companies in Calgary also offer online forms for submitting claims.

5) Work with a Claim Specialist

Once your claim is reported, you’ll get assigned a claim specialist or adjuster. They’ll investigate the claim and work to get it settled. Provide any additional information they need to complete the process.

Filing a claim for auto or home insurance in Calgary isn’t difficult once you know how.

Whether you rent or own your home, it makes sense to protect your investment in case of a disaster. Insurance is the way to do just that, but you may wonder what it will cost. Keep reading to learn more about the cost of home insurance in Calgary.

Factors that Affect the Cost of Calgary Home Insurance

Many factors influence how much you’ll pay for home insurance. One of the biggest ones is the size of your home. Larger, more expensive homes cost more to insure because they are more expensive to repair. Some of the other factors include the home’s proximity to a fire station, whether or not smokers live in the house, the age of the home, and the deductible.

The Average Cost of Home Insurance

Obviously, home insurance costs vary dramatically based on many factors. However, the average cost for home insurance in Calgary is about $80 to $90 per month. Renters usually pay less for rental insurance, often between $15 and $40 per month.

Ways to Reduce the Cost of Calgary Home Insurance

You can’t skip out on home insurance, but there are ways you can help lower the cost. Insurance companies in Calgary often give discounts for things like preparing your home for extreme weather, updating your home, and installing security features. Talk with insurance companies to see what kind of discounts they offer.

Balancing Cost and Coverage with Calgary Insurance Companies

Keep in mind that finding the lowest price isn’t necessarily all you want from a home insurance policy. You want a policy that properly balances cost and coverage. Insurance companies in Calgary can help you find competitively priced coverage that meets your needs.

Now that you know more about the cost of home insurance, you’re ready to find the policy that’s best for you.